Testimonials
I applied for a cash loan because of a situation I could not control. Although I was skeptical at first, it worked out great. Best of all, it was safe and completely confidential!
Sandy K.
We applied for a payday loan because of some sudden financial difficulties. Needless to say, we were quite impressed with the service and how fast we were able to get a cash loan. Thanks!
Brent & Annette H.
I needed some money fast without any of those long applications. I was approved so fast, that I could hardly believe it. I will definitely recommend your service in the future!
Kayla F.
Types of Cash Loans:
| Payday Loans |
| Cash Advance |
| Payday Advance |
| Personal Loans |
Frequently Asked Questions
If you have a few questions about the CashLoans.ca process,
you will most likely find your answer here. All you have to do is
click a question and it will take you to the answer!
- 1. What is a cash advance or payday loan?
- 2. Can I qualify for a payday loan or a cash advance?
- 3. How much can I get?
- 4. How do I get the money?
- 5. Can I still get a loan if I have bad credit or a bankruptcy?
- 6. How long does it take?
- 7. Do I need a fax machine or printer?
- 8. How much does it cost?
- 9. If I already have a cash advance loan outstanding, can I still qualify for a new loan?
- 10. How and when do I repay the loan?
- 11. What if I cannot repay the loan when it is due?
- 12. How do you protect my private information?
- 13. When can I apply for another loan?
- 14. How do I extend or refinance an existing loan?
- 15. How do I change or update my personal information?
1. What is a cash advance or payday loan? Top
It's a short term cash loan that helps give you some extra money when you need it. A payday loan works by allowing you to borrow money against your next paycheck.
2. Can I qualify for a payday loan or a cash advance? Top
Yes, you can get qualified in minutes! Simply complete the online application form. In general, consumers must have an open bank checking account in good standing with an ability to accept direct deposits and regular income. Most lenders require that the borrower be at least 18 years old and make a minimum of $15,000 per year.
3. How much money can I get? Top
You can apply for a money loan between $100 and $1,500. The amount you are approved for will be determined by the lender assigned to your application.
4. How do I get the money? Top
After your cash loan is approved, the money is electronically deposited directly into your checking account.
5. Can I still get a loan if I have bad credit or a bankruptcy? Top
Yes! Remember, bad credit is okay for a cash advance or payday loan! Your credit rating doesn't matter. Bankruptcy, charge offs, bounced checks, and other credit issues don't affect your ability to get a cash advance or payday loan.
6. How long does it take to fill out the application? Top
It will take you only a few minutes to fill out the online application form. Many cash loans are funded the same or very next business day!
7. Will I need a fax machine or printer? Top
No, most of the Canadian lenders provide a faxless payday loan application. You will need access to a printer to print the loan documents. In some cases, the lender assigned to your application may require that you fax in additional information, such as a copy of your recent pay stub or bank statement. Staples, Office Depot, and other stores offer fax services if you do not have access to a fax machine.
8. How much does it cost? Top
The fees will vary depending on the province you reside in, the amount of your cash you are borrowing, and the lender. Your lender will notify you of the exact fee for your loan at the time your application is submitted. It is worth noting that cash advance loans are designed for your emergency cash needs and are frequently less expensive than check fees, late charges and other costs you might incur due to late payments.
9. If I already have a cash advance loan outstanding, can I still qualify? Top
Yes, of course! Even with another loan outstanding, you may still qualify for a online cash advance or payday loan. Just be sure to disclose the outstanding loan on the application form.
10. How and when do I repay the loan? Top
The loan amount and loan fees are withdrawn from your checking account automatically on the due date of your loan. You don't even need to think about it! You don't need to make any payments or visit any store. You can also request an extension if you need it by contacting your lender before the due date. There may be additional fees that apply to loan extensions.
11. What if I cannot repay the loan when it is due? Top
Simply request an extension from your lender! It couldn't be easier. Remember to contact your lender before the due date to get your extensions. There may be additional fees on an extension.
12. How do you protect my private information? Top
Your privacy is protected by state-of-the-art security technology. Every piece of information is securely encrypted with a 256-bit SSL certificate to ensure your complete privacy and security. You can find more details by reading through our Privacy Policy page.
13. When can I apply for another loan? Top
You can apply for another loan after only 72 hours! Your CashLoans.ca application is always free no matter how many times you apply. Remember, if you have already been approved for a loan, make sure you disclose that information on your next application.
14. How do I extend or refinance an existing loan? Top
In order to do this, you will have to contact your lender. Your lender's contact information will be emailed to you at the end of the application process. Your lender will deal directly with any questions you have about application approval, cancellations, extensions, payment information, etc.
15. How do I change or update my personal information? Top
You can change your personal information the next time you apply for a cash loan. Simply change the information that needs changing and when you submit the application, this information will then be updated in the system.
